Typical expenses paid by Buyers and Sellers in San Francisco

Sellers Generally Pay:

Buyers Generally Pay:

Real Estate Commission

Document Preparation Fee or Deed

City Transfer/Conveyance Tax

Pay off all loans in seller's name (or existing loan balance if being assumed by buyer)

Interest accrued to lender being paid off

Statement fees, Reconveyance Fees and any Loan Prepayment penalties

Pre-Sale Inspections and reports

Any judgements, tax liens, etc., against the seller and Recording Charges to clear all documents of record against seller

Tax Proration (for any unpaid taxes up to time of transfer of title)

Any unpaid Homeowner's Dues

Homeowner's association Document Fee

Any bonds or assessments (according to contract)

Any delinquent taxes

Notary Fees

Courier Fees

Title Fee

Escrow Fee

Notary fees

Recording charges for all documents in buyer's name

Termite Inspection (according to contract)

Tax Proration (from date of acquisition)

Homeowner's Transfer Fee

All new loan charges

Interest on new loan from date of funding to 30 days prior to first payment

Assumption/Change or Records fees for takeover of existing loan

Beneficiary Statement Fee (for assumption of existing loan if applicable).

Additional Inspection Fees (as desired)

Fire Insurance Premium for first year

Courier fees